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Ontario

Car sales tax in New Brunswick, worked out

Buy a $30,000 vehicle from a dealer in New Brunswick and tax adds $4,500, so the deal is $34,500 before licensing and registration. Buy the same car privately and New Brunswick charges 15% when you register it, which is $4,500 on that price. Drive the same purchase across the border into Ontario and the tax is $3,900, which is $600 less.

New Brunswick is one of 11 jurisdictions this calculator holds a sourced tax rule for. Every figure on this page comes from a government page you can open, dated, and the arithmetic is done in front of you rather than behind a "results" button.

Tax at a dealer

15%

5% Federal GST plus 10% New Brunswick portion of the HST

Tax on a private sale

15%

collected when you register the vehicle

Tax on a $30,000 car

$4,500

bought from a dealer

The rules, and where they come from

What the tax is charged on

The tax is charged on the fair value, which is the greatest of the price on the bill of sale, the average wholesale value in the Canadian Red Book, and any value set by the Provincial Tax Commissioner.

New Brunswick Finance and Treasury Board, Bulletin PVTB-101 · dated 2019-04-01

New Brunswick against three others
JurisdictionAt a dealerTax on the exampleBought privately
New Brunswick15%$4,50015% at registration
Nova Scotia14%$4,200rate not published
Prince Edward Island15%$4,50015% at registration
Ontario13%$3,90013% at registration
Tax on a $30,000 vehicle bought from a dealer, at each jurisdiction's own sourced rate. Licensing, registration and any federal luxury tax sit outside these figures.

Run the numbers

The calculator prices a vehicle over its whole life, not just the loan: insurance, fuel, maintenance and licensing on top of the payment. Today it does that with Ontario figures.

Open the calculator

How we got these numbers

One honest limit: the full calculator models Ontario. Insurance, licensing and the fee set are Ontario figures in this version, so the all-in monthly number it gives you is an Ontario number. The New Brunswick tax rules above are sourced and correct, and they are not yet wired into the payment engine.

People also ask

  • How much tax do you pay on a car in New Brunswick?

    A dealer sale carries 15% HST: 5% federal and 10% New Brunswick. On a $30,000 vehicle that is $4,500, for $34,500 all in before licensing.

  • Do you pay tax on a private car sale in New Brunswick?

    A private purchase carries the 15% provincial vehicle tax instead, collected by Service New Brunswick at registration. The tax is charged on the fair value, which is the greatest of the price on the bill of sale, the average wholesale value in the Canadian Red Book, and any value set by the Provincial Tax Commissioner.

  • Does a trade-in cut the tax in New Brunswick?

    Where a dealer takes your old vehicle in trade, the tax is charged on the difference: the trade-in credit comes off the price before GST or HST is applied. That is a federal rule, so it holds everywhere in Canada.

Sources

Every market figure the calculator itself uses is listed with its source on the assumptions page.